In my Romans class, we've been (and will continue to be) studying how a person comes to be in right standing with God. Scripture is clear that "the righteous shall live by faith!" Here's an interesting observation from R.C. Sproul about the most common view of justification today:
"The prevailing doctrine of justification today is not justification by faith alone. It's not even justification by good works or by a combination of faith and works. The prevailing notion of justification in Western culture today is justification by death. It's assumed that all one has to do to be received into everlasting arms of God is to die" (R.C. Sproul, The Truth of the Cross, p. 10).